Disclaimer:

1.  Materials available on this Site are provided without warranty of any kind, and are to be considered “as is”.  Y-PEER specifically does not make any warranties as to the accuracy or entirety of any provided Materials. Y-PEER will periodically add, change, or update the Materials on this Site without notice. Under no condition will Y-PEER be accountable for any loss, damage, liability or expense sustained which is claimed to result from use of this Site, including without limitation any error, oversight, interruption or delay with respect thereto. Use of this Site is at the User's sole risk. Under no circumstances, including, but not limited to, negligence, shall Y-PEER or its affiliates be liable for any direct, indirect, incidental, special or consequential damages, even if Y-PEER has been advised of the possibility of such damages.

2. User specifically acknowledges and agrees that Y-PEER is not liable for any conduct of any User.

3. This site may contain advice, opinions, and statements of various information providers. Y-PEER does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider, or any user of this site or other person or entity. Reliance upon any such advice, opinion, statement, or other information shall also be at User's own risk. Neither Y-PEER nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom.

4. As a condition of use of this Site, User agrees to indemnify Y-PEER and its affiliates from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys' fees) arising out of User's use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with any material on this Site or with any of its terms and conditions of use of this Site, User's sole and exclusive remedy is to discontinue using this Site.

5. This Site may contain links and references to third-party Web sites. The linked sites are not under the control of Y-PEER and Y-PEER is not responsible for the contents of any linked site or any link contained in a linked site. Y-PEER provides these links only as a convenience, and the inclusion of a link or reference does not imply endorsement of the linked site by Y-PEER.

6. If this Site contains bulletin boards, chat rooms, access to mailing lists or other message or communication facilities (collectively, "Forums"), User agrees to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, User agrees that when using a Forum, User shall not do any of the following:

a. Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

b. Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.

c. Upload or attach files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless User owns or controls the rights thereto or has received all consents therefor as may be required by law.

d. Upload or attach files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.

e. Delete any author attributions, legal notices or proprietary designations or labels in any file that is uploaded.

f. Falsify the origin or source of software or other material contained in a file that is uploaded.

g. Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters, or download any file posted by another user of a Forum that User knows, or reasonably should know, cannot be legally distributed in such manner.

11. User acknowledges that all Forums or Discussion Groups are public and not private communications. Further, User acknowledges that chats, postings, conferences, emails and other communications by other users are not endorsed by Y-PEER, and such communications shall not be considered reviewed, screened, or approved by Y-PEER. Y-PEER reserves the right for any reason to remove without notice any contents of the Forums received from User, including without limitation email and bulletin board postings.

7. The use of particular designations of countries or territories does not imply any judgment by Y-PEER as to the legal status of such countries or territories, of their authorities and institutions or of the delimitation of their boundaries. The mention of names of specific companies or products (whether or not indicated as registered) does not imply any intention to infringe proprietary rights, nor should it be construed as an endorsement or recommendation on the part of Y-PEER. The designations "developed" and "developing" regions are intended for statistical and analytical convenience and do not necessarily express a judgment about the stage reached by a particular country or area in the development process.

8. Y-PEER reserves its exclusive right in its sole discretion to alter, limit or discontinue the site or any Materials in any respect. Y-PEER shall have no obligation to take the needs of any user into consideration in connection therewith.

9. Y-PEER reserves the right to deny in its sole discretion any user access to this Site or any portion thereof without notice.

10. No waiver by Y-PEER of any provision of this Agreement shall be binding except as set forth in writing signed by its duly authorized representative.